Professional Invoicing
Create branded invoices, send as PDF, track payment status. Supports multiple currencies and automatic VAT.
Your business,
your sidekick
7
Day free trial
30+
Features
100%
Offline capable
5
SA banks supported
Features
Run your business,
not your paperwork
Expense Tracking
Log expenses by category, mark VAT-inclusive purchases, and watch your deductions grow automatically.
AI Receipt Scanner
Snap a photo of any receipt. Our AI extracts the amount, vendor, date, and category instantly.
SARS Tax Estimates
Real-time tax calculations using official SARS brackets. Compare normal tax vs turnover tax.
Multi-Currency
Invoice clients in USD, EUR, GBP or any currency. Live exchange rates convert everything to ZAR.
Charts & Projections
Visualise income trends, expense breakdowns, and projected annual earnings with interactive charts.
How it works
Get started in
three simple steps
01
Sign up
Create your account in 30 seconds. Tell us if you are a freelancer, side hustler, or small business owner and we will tailor the experience.
02
Track everything
Log income and expenses as they happen. Scan receipts, create invoices, and manage clients, all from your phone.
03
Know your taxes
Get real-time tax estimates using official SARS brackets. When tax season arrives, you are already prepared.
Pricing
Start free.
Upgrade when ready.
Free
R0/month
Everything you need to get started
- Income & expense tracking
- 3 invoices & quotes per month
- Tax estimates (normal & turnover)
- Client management
- SARS deadline tracking
- Offline mode
7-day free trial
Premium
R199/month
Unlock every feature. Cancel anytime.
Or save with R1,999/year (R167/mo)
- Everything in Free, plus:
- Unlimited invoices & quotes
- Receipt scanner (AI-powered OCR)
- Multi-currency support
- Recurring invoices & expenses
- Charts & analytics
- Bank statement import
- Credit notes
- Accountant sharing (PDF reports)
- IRP6 pre-fill helper
- Home office calculator
- Mileage logger
- Income projections
- Annual export (PDF)
FAQ
Tax questions,
answered
How much tax do entrepreneurs pay in South Africa?
Entrepreneurs and sole traders in South Africa pay income tax on a progressive scale from 18% to 45%, depending on taxable income. Companies pay a flat 27% corporate tax rate. Hustle Finance automatically calculates your estimated tax based on your income and expenses throughout the year, so you always know where you stand before tax season.
What is turnover tax and who qualifies?
Turnover tax is a simplified tax system for sole proprietors and individuals earning less than R1,000,000 per year. Instead of normal income tax with brackets and deductions, you pay a flat percentage ranging from 0% to 3% based on your total turnover. Hustle Finance shows you a side-by-side comparison of normal tax vs turnover tax so you can choose the option that saves you the most money.
Do I need to register for VAT?
You must register for VAT if your taxable turnover exceeds R1,000,000 in any 12-month period. You can voluntarily register if your turnover exceeds R50,000. Hustle Finance tracks your VAT automatically, calculating output VAT on your invoices and input VAT on your expenses, so you know exactly what you owe or are owed by SARS.
What expenses can I deduct as a sole trader?
You can deduct any expenses incurred in the production of income. Common deductions include internet and phone costs, software subscriptions, office supplies, travel expenses, home office costs, professional development, and accounting fees. Hustle Finance categorises your expenses automatically and calculates your deductions for you.
How do provisional tax payments work?
Provisional taxpayers must make two payments per year: the first by 31 August and the second by 28/29 February. A voluntary third payment can be made by 30 September. Each payment is an estimate of your total tax liability for the year. Hustle Finance tracks your SARS deadlines and helps you calculate your IRP6 provisional tax amounts.
Is Hustle Finance free?
Yes, the core features are completely free. You can track income, log expenses, create invoices, and get tax estimates at no cost. Premium features like AI receipt scanning, recurring invoices, charts and projections, bank statement import, and accountant sharing are available with a Premium subscription after a free 7-day trial.
Ready to take
control?
Join thousands of South African entrepreneurs who manage their finances with Hustle Finance.